Analytics Manager, Full Stack (Credit Risk)

What you'll do

• Partner with cross-functional teams and be the Credit POC that manages the end-to-end credit strategy for the Shopify portfolio
• Leverage alternative data and further optimize our credit strategy in limit assignment and purchasing power
• Partner with Machine Learning team and enhance our underwriting framework for low AOV
• Support new product formation and new vertical exploration

What we look for

• Experience - 7+ years work experience in the credit risk field
• Vision - A visionary leader who can challenge the status-quo and identify opportunities, as well as develop the roadmap and strategy plan
• Risk Knowledge - Working knowledge of the fundamentals of the lending industry and credit risk management
• Technical Skills - Fluent in SQL and Python
• Multi-tasking - Strong time management skills and the ability to manage multiple projects and priorities, and able to thrive in a fast-paced environment
• Collaboration - Ability to collaborate and influence across different teams
• Communication - Ability to communicate findings and recommendations clearly to both technical and non-technical audiences

Pay Grade - O

Equity Grade - 12

Employees new to Affirm typically come in at the start of the pay range. Affirm focuses on providing a simple and transparent pay structure which is based on a variety of factors, including location, experience and job-related skills.

Base pay is part of a total compensation package that may include equity rewards, monthly stipends for health, wellness and tech spending, and benefits (including 100% subsidized medical coverage, dental and vision for you and your dependents.)

USA base pay range (CA, WA, NY, NJ, CT) per year: $220,000-280,000

USA base pay range (all other U.S. states) per year: $195,000 - 255,000

#LI-Remote

Affirm is proud to be a remote-first company! The majority of our roles are remote and you can work almost anywhere within the country of employment. Affirmers in proximal roles have the flexibility to work remotely, but will occasionally be required to work out of their assigned Affirm office. A limited number of roles remain office-based due to the nature of their job responsibilities.

We’re extremely proud to offer competitive benefits that are anchored to our core value of people come first. Some key highlights of our benefits package include:

Health care coverage - Affirm covers all premiums for all levels of coverage for you and your dependents

Flexible Spending Wallets - generous stipends for spending on Technology, Food, various Lifestyle needs, and family forming expenses

Time off - competitive vacation and holiday schedules allowing you to take time off to rest and recharge

ESPP - An employee stock purchase plan enabling you to buy shares of Affirm at a discount

We believe It’s On Us to provide an inclusive interview experience for all, including people with disabilities. We are happy to provide reasonable accommodations to candidates in need of individualized support during the hiring process.

[For U.S. positions that could be performed in Los Angeles or San Francisco] Pursuant to the San Francisco Fair Chance Ordinance and Los Angeles Fair Chance Initiative for Hiring Ordinance, Affirm will consider for employment qualified applicants with arrest and conviction records.

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