Bilingual Senior Account Manager, Portfolio Management

The core parts of your role would be to

On a daily basis, the incumbent will strive to provide superior customer service by way of managing complex commercial mortgage facilities. Critical success factors include completion of renewals, refinances, assumptions, annual reviews and ad-hoc requests quickly, efficiently, and accurately, often with limited and/or incomplete information. The incumbent must be able to manage multiple competing priorities in order to achieve aggressive timelines (30%)

On a daily basis, the incumbent is responsible for ensuring that credit risk associated with their portfolio of mortgages is controlled and within approved guidelines. Credit documentation shall be thoroughly assessed in accordance with established policies and underwriting procedures, with recommendations submitted in compliance with the Bank’s delegated authority limits (30%)

On a daily basis, the incumbent will leverage extensive industry knowledge and expertise in order to provide significant levels of support and guidance to junior members of the team. (20%)

On a daily basis, the incumbent will communicate with internal contacts (management, originations, funders, coordinators, etc.) to ensure all transactions and ad-hoc requests are meeting prescribed deadlines in a timely and efficient manner (10%).

On a weekly, monthly, and/or quarterly basis, the incumbent will be responsible for the preparation of specific reports on assigned categories required for the department/Company which will be relied upon by Senior Management (10%).

On a daily basis, the incumbent will be responsible for contributing to special projects as assigned from time to time (10%).

Let's Talk About You!

Post-secondary education (diploma/degree) preferably in business or finance

Bilingualism (French/English) is considered an asset

Proficient underwriting skills with a minimum 7-10 years’ commercial mortgage experience

Sound technical knowledge of commercial real estate underwriting, financial statement analysis and factors affecting the commercial mortgage market

Significant exposure to/experience with construction and syndicated lending across all asset types

Working knowledge of AML/ATF regulations and Corporate/Legal documentation for commercial real estate in multiple jurisdictions across Canada

Good working knowledge of MS Office (primarily Word and Excel)

Effective analytical and problem solving skills

Strong organizational and time management skills

Ability to handle multiple competing priorities

Strong negotiation skills

Demonstrated ability to work independently to achieve goals

Proven track record of mentorship/employee development

Highly developed verbal and written communication skills with the ability to communicate to Senior Management and Partners in a clear, concise and professional manner

Job Complexities/Thinking Challenges

The position requires an individual to manage complex construction, renovation, and portfolio loans. The individual should be client-focused, a self-starter, with the ability to make sound underwriting decisions as efficiently as possible. The incumbent shall possess strong cognitive skills and professional judgement upon which they can rely in the ongoing management of their files. The incumbent must also have the ability to work independently with minimal supervision to properly identify and mitigate risks associated with individual transactions while balancing the needs of the client. The incumbent is required to follow corporate policies, procedures and regulatory requirements in order to work through files and rationalize the recommendations or decisions made. Existing accounts are unique in nature and fulsome information is not always available. As such, the incumbent must be comfortable making recommendations based on incomplete information. The incumbent must also be willing and able to invest time in mentoring junior employees, providing advice and knowledge, when needed.