Chief Compliance Officer (CCO)

The ideal candidate combines

deep AML and financial crime expertise,

strong BSP and Philippine regulatory experience,

extensive payments and EMI knowledge,

operational leadership,

strong execution capability,

and a pragmatic, business-oriented mindset.

This role requires someone who is highly credible with regulators and capable of driving complex regulatory and operational initiatives end-to-end.

Key Responsibilities

Regulatory & Compliance Leadership

Lead the company’s overall compliance strategy, governance framework, and regulatory engagement.

Serve as the primary liaison with BSP, AMLC, NPC, SEC, and other relevant regulators and stakeholders.

Maintain strong and proactive relationships with regulators and ensure high-quality regulatory communication and responsiveness.

Ensure ongoing compliance with

BSP regulations,

EMI and e-money requirements

payment services regulations,

AMLA requirements

VASP guidelines,

consumer protection obligations,

sanctions requirements

and other applicable laws and regulations.

Lead regulatory examinations, audits, inspections, enforcement inquiries, and remediation programs.

Drive timely and effective execution of regulatory commitments and corrective action plans.

Provide regular compliance and risk reporting to executive management and Board committees.

Payments, EMI & Financial Crime Compliance

Own and continuously enhance the company’s AML/CFT, sanctions, and financial crime compliance programs across

e-wallets,

domestic payments,

cross-border payments,

remittances,

crypto transactions,

and partner ecosystems.

Oversee

transaction monitoring,

suspicious transaction reporting (STR),

KYC / KYB,

enhanced due diligence,

sanctions screening,

fraud risk controls,

blockchain analytics,

and wallet risk monitoring.

Ensure effective risk-based controls across both fiat and digital asset flows.

Drive automation, scalability, and operational excellence across compliance operations.

Execution & Cross-Functional Leadership

Partner closely with Product, Engineering, Operations, Legal, Risk, and Commercial teams to support compliant product launches and business expansion.

Translate regulatory requirements into operationally executable frameworks and controls

Lead cross-functional execution of major compliance and regulatory initiatives.

Balance regulatory expectations with customer experience, operational efficiency, and growth objectives.

Help define the company’s compliance risk appetite and escalation framework.

Team Leadership

Build and lead a high-performing compliance organization across

AML,

compliance operations,

investigations,

regulatory affairs,

policy,

QA,

licensing,

and training.

Foster a culture of accountability, urgency, execution, and integrity.

Mentor senior leaders and strengthen organizational capability at scale.

Qualifications

12+ years of compliance, AML, financial crime, regulatory, or risk management experience in

fintech,

payments,

EMI/e-money,

digital banking,

remittance,

or financial services.

Strong experience working directly with BSP, AMLC, and Philippine financial regulators.

Deep understanding of

EMI and payments regulation,

AML/CFT,

sanctions,

transaction monitoring,

regulatory governance,

and financial crime risk management.

Proven track record managing regulatory examinations, remediation programs, and regulator relationships.

Strong execution capability with demonstrated ability to drive complex initiatives from strategy through implementation.

Experience leading large-scale compliance operations and teams.

Strong executive presence, communication, and stakeholder management skills.

Ability to operate effectively in fast-paced, high-growth environments.