Commercial Production Partner

In this role you'll

• You’ll participate in client and prospect meetings to evaluate deal readiness, credit considerations, and structural risks, translating insights into clear recommendations.
• Analyze financial statements, tax returns, credit reports, and industry data to identify trends, risks, and opportunities that shape deal strategy.
• Prepare and review credit analyses, modifications, renewals, and loan structures while advising on risk mitigation prior to credit approval.
• Ensure high-quality, complete credit documentation that meets internal standards and regulatory requirements.
• Monitor portfolio performance including covenants, maturities, delinquencies, and risk ratings, proactively identifying emerging risks.
• You will serve as a subject-matter expert on credit structuring, policy, and execution for the Commercial Banking Center.
• Partner with leadership to align portfolio priorities, improve execution efficiency, and enhance client outcomes and retention strategies.
• In this role you’ll reinforce adherence to credit policy, regulatory requirements, and internal risk discipline across the team.

What we're looking for

• You have a Bachelor’s degree in Accounting, Business, Economics, Law, Computer Science, or a related field (Required).
• An equivalent combination of education and experience can be considered in lieu of a degree.
• You have 6 or more years of experience in commercial banking, credit, or financial risk analysis (Required).

What helps you shine

• You bring strong analytical skills and the ability to interpret complex financial statements, cash flows, and tax returns.
• You have a deep understanding of credit structuring, borrowing entities, guarantor structures, and portfolio management priorities.
• You are confident managing client relationships and can step in independently when needed.
• You communicate clearly and effectively, both verbally and in writing, and build strong partnerships across teams.
• You are proactive in identifying cross-sell opportunities and contributing to client retention and growth.
• You are organized, detail-oriented, and comfortable managing multiple priorities in a dynamic environment.
• You are proficient in Microsoft Office tools and familiar with relevant credit and financial systems.
• You understand federal and state regulations related to commercial lending and apply them with sound judgment.

Travel

• Up to 10%