Commercial Relationship Manager II

In this role you'll

• Develop and manage relationships with new and existing commercial relationships.
• Responsible for actively marketing a broad range of bank services to meet needs of business owners. Negotiate loan terms and conditions within scope of authority.
• Prepare and present credit analysis and recommendations on borrowing requests.
• Responsible for conducting credit reviews to ensure compliance with policies and regulations. Perform ongoing credit risk management through daily monitoring of the loan portfolio; ensure proper risk rating of portfolio at all times.
• Monitor all credits through periodic reviews and analysis.
• Responsible for creating awareness of the Bank and its services through community activity.
• Responsible for assisting loan support staff.
• Responsible for complying with policies, procedures, security requirements, and government regulations.

What we're looking for

• You have a bachelor’s degree in Accounting, Business, Economics, Law, Computer Science, or a related field (Required).
• You have 4 or more years of experience in commercial credit, analysis, or business development (Required).
• Agricultural lending experience preferred.
• An equivalent combination of education and experience can be considered in lieu of a degree.

What helps you shine

• You build strong, trusted relationships and enjoy creating new business opportunities.
• You bring excellent relationship management, presentation, and negotiation skills.
• You understand local markets and use that insight to support clients effectively.
• You have strong financial and analytical skills with the ability to underwrite and structure commercial credits.
• You are familiar with treasury management products.
• You understand federal and state laws and regulations related to commercial lending and appraisal guidelines.

Travel

• Up to 10%