Compliance & AML Officer (German Branch)

Key Responsibilities

Compliance Framework (MiFID II / MiFIR & BaFIN’s requirements)

• Act as the designated Compliance Officer (CO) under German regulatory requirements and MiFID II organisational obligations.
• Design and maintain the compliance monitoring programme.
• Monitor and ensure adherence to BaFIN and ESMA regulations.
• Review financial promotions, marketing materials, and client communications for compliance with applicable rules.
• Maintain the compliance risk register and prepare periodic compliance monitoring reports for senior management.

AML/CTF Framework

• Act as the appointed Anti-Money Laundering Officer (AMLCO) under German regulatory requirements
• Develop, implement, and maintain AML/CTF policies, procedures, and controls.
• Ensure effective customer due diligence (CDD), enhanced due diligence (EDD), transaction monitoring, and suspicious activity reporting (SAR).
• Oversee AML risk assessments and ensure alignment with the firm’s risk appetite.

Regulatory & Governance

• Serve as the primary point of contact with BaFin and FIU Germany on AML/CTF matters.
• Ensure compliance with German AML Act (GwG), EU AML Directives, and applicable EBA/ESMA guidelines.
• Lead regulatory reporting, audits, and inspections related to compliance and/or financial crime.
• Provide regular reporting to senior management and the board on compliance AML risks and controls.

Advisory & Oversight

• Advise senior management on Compliance and AML/CTF risks, regulatory developments, and control enhancements.
• Ensure effective escalation of Compliance and financial crime risks and incidents.

Training & Culture

• Develop Compliance and deliver AML/CTF training programs across the Germany entity.
• Promote a strong compliance culture and awareness of Compliance and financial crime risks.

Coordination

• Collaborate with group Compliance, Risk, Legal, and Operations to ensure consistent application of regulatory compliance and AML standards.
• Align local AML practices with group frameworks while meeting German-specific requirements.

Key Requirements

• Proven experience as Regulatory Compliance Officer and/or AMLCO or senior AML function holder in Germany within a regulated financial services firm.
• Strong knowledge of MiFID II/MiFIR and BaFin applicable regulations.
• Deep knowledge of German AML law (GwG), BaFin expectations, and EU AML framework.
• Strong understanding of brokerage/trading or fintech business models.
• Experience dealing directly with regulators (including BaFin) and FIUs.
• Strong analytical, judgment, and stakeholder management skills.
• Fluency in German and English.

What you will get in return

• Competitive Salary: We believe great work deserves great pay! Your skills and talents will be rewarded with a salary that makes you feel valued and motivated.
• Work-Life Harmony: Join a company that genuinely cares about you - because your life outside of work matters just as much as your time on the clock. #LI-Hybrid
• Generous Time Off: Need a breather? Our annual leave policy lets you recharge and enjoy life outside of work without a worry.
• Employee Referral Program: Love working here? Share the love! Bring your talented friends on board and get rewarded for growing our awesome team.
• Comprehensive Health & Pension Benefits: From medical insurance to pension plans, we’ve got your back. Plus, location-specific benefits and perks!
• Workation Wonderland: Live your digital nomad dreams with 30 extra days to work remotely from anywhere in the world (some restrictions apply). Adventure awaits!
• Volunteer Days: Make a difference! Take two additional paid days each year to support causes you care about and give back to the community.