Compliance Analyst II - Employee Benefits Division

Key Responsibilities

• Draft and develop insurance contracts and policy forms in accordance with product specifications and applicable legal and regulatory requirements.
• Coordinate with state insurance departments and other regulatory agencies to support form filing approvals and implementation following approval.
• Partner with Product Development, Legal, Internal Systems, Claims, New Business, and Insurance Administration to design compliant forms and documentation.
• Coordinate policy reviews, editing, finalization, and internal approval processes for assigned contracts and forms.
• Serve as a subject matter resource for product‑related materials, including marketing content, training materials, websites, and producer communications.
• Draft and maintain applications, administrative forms, and service forms to support business and operational needs.
• Maintain, index, and manage form and product filings within internal databases and support filing process controls and continuous improvement efforts.
• Represent Product Compliance on cross‑functional projects and ensure timely, accurate execution of compliance deliverables.
• Monitor and communicate regulatory and competitive developments that may impact products or the product development lifecycle.
• Participate in industry or trade association meetings related to product and compliance matters, as applicable.

Core Competencies

• Insurance regulatory and product compliance expertise, with working knowledge of state insurance filing requirements and approval processes.
• Experience drafting, reviewing, and maintaining insurance contracts, policy forms, endorsements, applications, and administrative or service forms.
• Familiarity with group life and health insurance products and related compliance considerations.
• Proficiency with regulatory filing systems, including the System for Electronic Rate and Form Filing (SERFF) and I‑File or similar platforms.
• Ability to interpret legal and regulatory requirements and apply them accurately to product development and form design.
• Strong analytical skills with high attention to detail and documentation accuracy.
• Effective written and verbal communication skills, including the ability to explain compliance requirements to cross‑functional partners.
• Proven ability to manage multiple projects, deadlines, and priorities independently.
• Experience collaborating with Product Development, Legal, Operations, Claims, New Business, Systems, and external regulatory agencies.
• Strong organizational skills, including tracking filings, approvals, and project timelines.
• Ability to adapt to regulatory changes, shifting priorities, and evolving business needs.
• Professional judgment and discretion when handling regulatory, legal, and product‑related matters

Minimum Requirements

• Minimum of 5-7 years of insurance industry experience, with emphasis on regulatory or product compliance.
• High school diploma or equivalent.

Preferred Qualfications

• Bachelor's degree in a relevant field.
• Paralegal certificate or relevant legal experience.
• Industry designations (e.g., FLMI, AIRC, ACS).
• Experience representing a carrier in industry associations.
• Proven adaptability in dynamic environments (e.g., new product initiatives, mergers, acquisitions).