A hybrid role at PayJoy.
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Original listing text, shown exactly as published by the company.
1. Fraud Detection & Review
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Perform daily manual reviews of flagged transactions and high risk finance orders via internal tools such as Cyborg
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Investigate alerts including repeat borrower patterns, selfie mismatches, device anomalies, and early inactivity signals
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Identify and escalate suspicious activity including syndicate behaviour and merchant level anomalies
2. Early Risk Monitoring
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Day 0 to Day 5 inactivity
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First payment delinquency risk (FPD7 and FPD15)
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Device “gone dark” patterns
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Flag high risk cohorts for immediate action
3. Fraud Trend Analysis
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Analyse fraud trends across merchants, devices, geographies, and promoters
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Identify high risk clusters and emerging fraud vectors specific to the India market
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Support cohort based analysis and pre/post intervention measurement
4. Execution of Fraud Controls
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Device restrictions or removals
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Merchant level controls
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Segmentation strategies for high risk cohorts
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Support rollout of fraud rules and alerts in Cyborg
5. Stakeholder Collaboration
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GTM teams to address merchant and promoter behaviour
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Risk and Data Science teams to refine detection models
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Collections teams to monitor downstream impact
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Provide actionable insights, not just reporting
6. Reporting & Insights
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What happened
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Why it happened
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What actions are being taken
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Track key metrics including BE share, FPD, and early inactivity
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Contribute to monthly executive reporting
PayJoy
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Looking for a phone or a cash loan? PayJoy gives you credit with few requirements and in minutes. No late fees charged.
Source: company website
