Legal and Compliance Manager

Responsibilities

• Design, implement, and maintain AML/CFT frameworks aligned with local and global regulations (e.g., OJK, LFPORPI, FATF, BSA/Patriot Act, OFAC).
• Lead end-to-end KYC/KYB processes, including onboarding, re-identification, and remediation.
• Oversee transaction monitoring, risk ratings, and customer screening; supervise CDD/EDD reviews, investigations, and SAR reporting.
• Ensure products and business practices comply with applicable laws; partner with Product and Engineering to enable compliant, scalable solutions.
• Conduct regulatory risk assessments and ensure alignment with financial services, consumer protection, and market conduct requirements.
• Draft, review, and negotiate commercial agreements (vendors, partners, customers, NDAs).
• Manage the company’s IP portfolio in coordination with external counsel.
• Supervise and coordinate external law firms to ensure high-quality, compliant legal support.
• Serve as the appointed Compliance Officer and lead engagement with regulators, particularly OJK, including regulatory reporting, filings, audits, and inspections.
• Monitor and interpret OJK regulations (POJK/SEOJK) and drive timely implementation across the organization.
• Build and maintain strong relationships with OJK and represent the company in regulatory meetings, inquiries, and industry engagements.
• Advise leadership on regulatory strategy, licensing, and emerging regulatory risks in Indonesia.
• Support the Legal & Compliance Manager (Asia) in executing regional compliance initiatives and ensuring alignment with broader Asia frameworks.
• Contribute to regional projects such as policy harmonization, cross-border regulatory assessments, and implementation of group-wide standards.
• Support global Legal and Compliance initiatives, including rollout of global policies, frameworks, and cross-jurisdictional projects, ensuring local alignment and execution in Indonesia.
• Perform other legal and compliance duties as may be assigned from time to time.

Requirements

• Bachelor’s degree in Law.
• More than 5 years of experience in legal departments of financial services or related, with compliance (AML/Data Protection) experience.
• In-depth knowledge of local financial regulations and global fintech regulatory trends.
• Strategic thinking and strong problem-solving skills; ability to navigate ambiguity and build structure.
• High proficiency in data analysis for operational performance and compliance trends.
• Strong interpersonal and executive communication skills.
• Compliance experience (Preferred)