Original listing text, shown exactly as published by the company.
The Opportunity
We are looking for a commercially minded Legal Counsel, Product and Regulatory to support Coda's expansion of payments, fintech, and digital commerce operations across multiple jurisdictions.
This role goes beyond pure regulatory analysis. You will work closely with Product, Commercial, Compliance, Tax, and Finance teams to structure compliant business models, assess fund flows, evaluate partnership structures, and support cross-border market expansion. The ideal candidate understands how regulatory requirements intersect with product design and revenue models.
What you'll do
- Conduct regulatory analysis and provide pragmatic, risk-based advice to ensure Coda’s compliance across payments/fintech, e-commerce, consumer protection, AML/sanctions, and technology-related domains.
Support regulatory assessments for new products, market entries, and structural changes, including preparing internal position papers and engaging with regulators where necessary.
- Collaborate with the global Legal, Compliance/Risk, Commercial, and Product teams to provide regulatory guidance and support global projects, initiatives, deals, and strategic transactions.
- Support Coda’s licensing strategy, including regulatory applications, RFIs, supervisory engagements, and ongoing regulatory reporting obligations.
- Maintain and enhance Coda’s regulatory tracker/database, ensuring timely updates and clear, actionable regulatory insights for stakeholders.
- Draft, review, and implement agreement templates, regulatory disclosures, and internal compliance policies and procedures.
- Instruct and manage external counsel, including scoping advice, reviewing deliverables, and managing budgets.
- Engage with regulators and government authorities where required, and support relationship-building with key regulatory stakeholders.
What you'll bring
- Bachelor's degree in Law and admission to practice in Indonesia
- 5–7 years of post-qualification experience, with strong exposure to fintech, payments, or digital commerce.
- Demonstrated experience advising on product structuring and commercial models in regulated environments.
- Familiarity with licensing frameworks (e.g., payment institutions, e-money, digital wallets, crypto/on-ramp models).
- Experience engaging with financial regulators (e.g., MAS, BSP, DNB, Bank Indonesia, or equivalent) is preferred.
- Exposure to cross-border regulatory and product launch strategy.
- Ability to operate independently on complex regulatory matters with sound commercial judgment.
- Strong drafting, negotiation, and stakeholder management skills.
- Commercially pragmatic, solutions-oriented, and comfortable operating in a fast-paced environment.
- Prior in-house fintech/payments experience preferred; law firm experience advantageous.
