Mortgage Junior Loan Officer

In this role you'll have the opportunity to

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Responsible for originating real estate loans from various sources: Realtor business developed through a structured outside calling program, contractors (both Banner Bank customers and others), referrals from branch personnel, general public through normal business relationships (i.e. service organizations, friends, acquaintances, etc.), and walk-in and call-in customers.

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Responsible for ensuring originated loans are set up in the Bank's computer system and processed through for submission to underwriting.

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Identify opportunities and provide financing sheets for listings and Realtor/builder open houses. Attend weekend open houses and/or subdivisions for loan solicitation purposes.

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Responsible for attending regular Realtor Association and Builder Association meetings.

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Responsible for attending closing signing appointments as needed.

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Responsible for attending internal training sessions, internal sales meetings, and external training opportunities as assigned.

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Responsible for being available to take applications or meet with clients at Bank branch locations.

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Responsible complying with policies, procedures, security requirements, and government regulations

Education & Certifications

• H.S. Diploma: required (an equivalent combination of education and experience may be considered)

Experience

• 2 or more years of experience in residential mortgage origination required

Knowledge, Skills and Abilities

• Proven history of success in consistent closing and funding of loans to meet sales goals.
• Knowledge of mortgage loan origination processes and procedures, regulations, and underwriting.
• Possess effective presentation, verbal and written communication, and negotiation skills.
• Knowledge of current market competition, sales strategies, trends, and activity.
• Knowledge of federal and state laws and regulations relating to real estate lending.

Travel

• Up to 20%