Original listing text, shown exactly as published by the company.
In this role, you'll;
- Work to maximize the growth and profitability of Wave’s consumer and merchant Financial Service products across our markets
- Deeply understand customer usage and behavior towards the product suite, to generate insights which can be actioned into growth opportunities, across the customer lifecycle from acquisition to retention.
- Turn insight into action by experimenting and testing and rapidly scaling successful pilots, in partnership with product, marketing and growth team
- Create frameworks to track and monitor key performance indicators and identify trends that impact on business performance
- For the lending portfolio, ensure we optimize our approach both underwriting (who to lend to) and line assignment (how much to lend)
- Rigorously deep dive into performance of each lending product, against a full KPI scorecard - driving root analysis of what is working well, and what needs to be optimized
- Identify relevant data sources to support risk modeling, in markets where traditional sources such as credit risk bureaus are often limited
- Develop collections and recovery strategies
- Monitor and track market and macroeconomic trends
Key details
- This is a remote position and can work remotely from anywhere (between UTC -5 and +4) with reliable Internet access.
- Our salaries are competitive and are calculated using a transparent formula. For this role, depending on your level and location, we offer a salary of $142,000 - $203,300 USD, paid in your local currency equivalent plus a generous equity package.
- Major benefits:
- Subsidized health insurance for you and your dependents and retirement contributions (both vary from country to country)
- 6 months fully paid parental leave and subsidized fertility assistance
- Unlimited vacation with a 20-day minimum requirement
- $10,000 annual charitable donation matching
Requirements
- 8+ years of experience in lending in a portfolio management, credit risk or commercial management position, in a financial services or fintech company
- Experience in other financial products such as savings, insurance or payments is a strong advantage
- Excellent data analysis and interpretation skills
- Have a proven ability to create, implement and monitor credit risk strategies, with experience of using non-traditional data sources to create credit decisioning frameworks
- Track record operating across multiple markets or regions
- Strong written and verbal communication skills
You might be a good fit if you
- Have an inquisitive mindset, using data to seek insights, and able to create hypothesis where data is not available
- Enjoy working at pace, and are able to iterate and test quickly
- Are highly articulate, able to communicate complex ideas and insights
- Can operate with ambiguity and adjust quickly to changing priorities and conditions
- Have strong commercial acumen, capable of identifying trade-offs
- Are passionate about creating responsible financial solutions that can enhance customers lives
- Have a proven ability to create, implement and monitor credit risk strategies
- Have a strong sense of ownership and seek to achieve excellence in everything you do
