Original listing text, shown exactly as published by the company.
Our mission and customers: We are creating the freedom for SMEs to succeed by delivering Europe's leading finance workspace with banking at its core, augmented by financial tools. We are proud to be rated 4.8 on Trustpilot, based on 55,000+ reviews. Our culture puts customer satisfaction at the core of what we do, as proven by our Net Promoter Score of 75 (more about our culture here).
Our journey: Founded in 2017 by Alexandre and Steve, Qonto has grown to 1,600+ Qontoers serving over 600,000+ customers across 8 European countries. We have been profitable since 2023, and we are just getting started.
Our beliefs: We hire for skills and potential. With 80+ nationalities, 45% women, of which 56% of women in our leadership team, diversity isn't a program; It's who we are. We've built a discrimination-free hiring process because the best teams are built on merit.
AI at Qonto: AI is deeply embedded in how we work (here) - Every Qontoer gets unlimited access to the best AI tools. We want people who experiment without waiting for permission, push AI beyond the obvious, know when to trust it, and when to question it.
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Join us as a Regulatory Reporting Intern to help produce and submit the reports Qonto owes its banking supervisors — accurate, on time, and increasingly automated with AI. You'll sit inside the Risk & Compliance function and report to Vincent, our Regulatory Reporting Lead. Regulatory deadlines aren't negotiable in a bank, so this is a role where rigor and curiosity count for more than prior regulatory knowledge — we'll train you on the rest.
👩💻🧑💻 As a Regulatory Reporting Intern at Qonto, you will
- Produce regulatory reports end to end: Follow established procedures to build and submit monthly and quarterly reports to European supervisors — e.g. FICOBA (France), Fichero de Titularidades (Spain), and Payment Statistics (European Central Bank).
- Use AI every day: Build small LLM-powered bots and lean on Claude, ChatGPT and Notion AI to work faster — from drafting and improving procedures to handling exchanges with non-French/English software providers (including Italian ones).
- Make our data audit-ready: Take SQL queries already written in Metabase and Snowflake and, with AI's help, document and comment them so each step is tied to the regulation behind it — even if you've never written SQL yourself.
- Run quality control: Check regulatory data for anomalies and gaps, working with our Data, Accounting and Finance teams to fix them before a report goes out.
- Improve how we work: Update procedures as you learn them, help sharpen our Regulatory Reporting Cockpit (the internal tool tracking every filing deadline), and own small improvement projects start to finish.
🤔 What you can expect
- An AI-first team, for real: You'll get access to advanced AI tooling and you're expected to experiment — building bots and automating reporting work is part of the job, not a side project.
- European scope: The reports cover Qonto's 8 European markets and feed regulators including the ACPR, Banco de España, Banca d'Italia, BaFin and the ECB.
- A seasonal rhythm: Peak filing months (January, April, July, October) are intense; quieter months go to improvement work and new-regulation analysis (e.g. IFREP).
- Real ownership, fast: Vincent gives space and responsibility once you've shown you can run a report cleanly — expect to be self-directed within a few months, not micromanaged.
- Hybrid work: 3 days in the office, 2 days remote.
🏅 About You
- Curious and ready to learn and it shows in what you've done: Wether it is clubs, side projects, a change of direction — anything that shows you go after things. Regulatory reporting won't sell itself, so you'll need to dig in anyway.
- A well-structured mind: Final-year Master's (M2 preferred), ideally in finance, accounting, data, or a related field — but a sharp, structured thinker matters more than the exact program. A first experience in audit, finance, accounting or a regulated sector is a plus.
- Comfortable with AI: No technical background needed, but a real interest in using AI tools daily and the willingness to figure things out with them.
- Calm under deadline pressure: Late reports have real consequences with regulators, so we need someone who stays autonomous and level-headed when timelines are tight. Good people skills help.
- Languages: Fluent English required. French, Italian, Spanish or German is a plus.
🤝 About your future Manager
Your manager will be Vincent, our Regulatory Reporting Lead.
- His background? Vincent managed regulatory reporting at Rothschild, focused on treasury and asset-liability management at GE Capital, and spent five years as a Senior Consultant at Wolters Kluwer guiding financial institutions through regulatory compliance, before joining Qonto in 2022.
- What he brings to the team? A direct, frank style focused on continuous improvement. He hands over real responsibility once things are working, gives you room to run, and helps you make sense of a dense regulatory landscape without drowning you in it.
