Senior Commercial Relationship Manager

In this role you'll

• Drive revenue growth through targeted business development with both existing clients and new prospects
• Build, deepen, and manage relationships with large, complex commercial and Agricultural clients
• Focus business development efforts across commercial & industrial (C&I) and Agricultural opportunities and specialized industry verticals
• Structure and negotiate loan terms within your authority to meet client needs and organizational goals
• Prepare and present comprehensive credit analyses and lending recommendations
• Conduct ongoing credit reviews to ensure compliance with internal policies and regulatory requirements
• Monitor and manage portfolio risk, maintaining accurate risk ratings and proactive issue identification
• Represent the bank in the community to build brand awareness and strengthen local partnerships
• Mentor and coach less experienced relationship managers and support team development
• Partner with loan support staff and contribute to a collaborative team environment
• Ensure adherence to all policies, procedures, and regulatory requirements

What we're looking for

• You have a Bachelor’s degree in Accounting, Business, Economics, Law, Computer Science, or a related field (Required). An equivalent combination of education and experience can be considered in lieu of a degree.
• You have 6+ years of experience in commercial credit, financial analysis, or business development (Required)
• Ag experience highly preferred.

What helps you shine

• You have a proven track record of developing and managing large, complex client relationships
• You bring strong presentation, negotiation, and relationship-building skills
• You understand local market dynamics and leverage that insight to grow business
• You have deep financial acumen and can confidently underwrite and structure commercial and Agricultural credit solutions
• You possess strong knowledge of treasury and cash management products
• You are well-versed in regulatory requirements, including commercial lending laws and appraisal guidelines
• You take a proactive, analytical approach to managing risk and portfolio performance

Travel

• Up to 25% within market and limited travel out of market