Underwriting Analyst

Expectations (In this role, you will)

• Assess the creditworthiness of loan applicants by analyzing financial data, credit reports, and other relevant information.
• Determine the risk level associated with lending and make informed decisions based on established criteria.
• Evaluate exceptions to credit policy carefully and make recommendations to the leadership team
• Collaborate with internal teams to streamline the underwriting process and ensure timely completion of applications.
• Conduct periodic reviews of existing customers to evaluate credit limit changes and recommend appropriate changes.
• Communicate effectively with clients, providing clear explanations of underwriting decisions and assisting in resolving inquiries.

Experience (What we look for)

• Has prior experience in either consumer or small business underwriting
• Have a basic understanding of Excel and other platforms of data entry
• Ability to work both independently and as part of a team
• Detail oriented and able to handle multiple tasks effectively
• Familiar with fast-paced environments with an “all hands on deck” approach
• Strong written, oral communication, analytical and interpersonal skills
• Ability to develop and foster strong cross functional partnerships